Accounts Receivable (A/R) Financing
Sell or borrow against outstanding invoices to access working capital. Uses invoices as collateral or transfers them to the lender.
Benefits
- Express funding – as little as 2 days
- Up to 10‑year terms
- Amounts up to $5,000,000
- Lower interest rates
- Doesn’t require other collateral
Paperwork needed
- Signed application
- 4 months bank statements
- Aging A/R & A/P report
- Active customer list
Top industries
- Manufacturing
- Staffing
- Transportation & Logistics
- Wholesale/Distribution
Bridge Loan
Fast, short‑term financing to cover immediate expenses, purchases, or growth while awaiting longer‑term capital.
Benefits
- No prepayment penalties
- Same‑day funding
- Flexible repayment terms
Paperwork needed
- Signed application
- 6 months business bank statements
Top industries
- Construction/Contracting
- Healthcare
- Manufacturing
- Retail
Business Line of Credit
Revolving financing similar to a credit card; interest only on the amount used; reuse after repayment.
Benefits
- Same‑day funding
- Cash‑flow management
- Flexible repayment terms
- Interest only on amount used
- Amounts up to $5,000,000
Paperwork needed
- Signed application
- 6 months business bank statements
Top industries
- Construction/Contracting
- Healthcare
- Manufacturing
- Professional Services
- Retail
Cannabusiness Financing
Specialized financing (loans and lines) tailored to cannabis businesses with limited documentation and custom underwriting.
Benefits
- Express funding – 1–3 days
- No collateral required
- Amounts up to $5,000,000
Paperwork needed
- Signed application
- 6 months business bank statements
- Equipment invoice (if applicable)
Commercial Real Estate (CRE)
Property intended for business use (office, retail, warehouse, industrial). Transactions include buying, selling, or leasing.
Benefits
- Potential income generation
- Appreciation
- Hedge against inflation
- Tax advantages
Paperwork needed
- Signed application
- 6 months business bank statements
- Property details and address
Property types
- Office
- Retail
- Warehouse
Funding types
- CRE investment properties
- Owner‑occupied commercial real estate
Equipment Financing
Loan or lease to acquire tangible business assets such as medical equipment, furniture, production machinery, and technology.
Benefits
- 1–5‑year terms
- Amounts up to $5,000,000
- Express funding – as little as 2 days
- Monthly payments
- Low or no down payment
Paperwork needed
- Signed application
- 4 months business bank statements (if applicable)
- Invoice or equipment quote
Top industries
- Auto Repair
- Construction/Contracting
- Healthcare
- Manufacturing
Fix‑and‑Flip
Short‑term financing for real‑estate investors to buy, renovate, and sell properties; based on after‑repair value (ARV).
Benefits
- Monthly payments
- Rates starting at 8.99%
- Funding up to 80% of purchase and 100% of rehab costs
Paperwork needed
- Signed application
- 4 months business bank statements
- 3 most recent HUD‑1 statements
Property types
- Mixed‑Use
- Multifamily
- Single‑family (1–4 units)
Franchise Financing
Financing for franchisees to obtain funds to purchase and run a franchise. Use of funds may include franchise fees, equipment, inventory, working capital, and down payments.
Benefits
- Flexible terms
- Express funding – as little as 2 days
- Amounts up to $5,000,000
Paperwork needed
- Signed application
- 4 months business bank statements
- Equipment invoice (if applicable)
Top industries
- Construction/Contracting
- Professional Services
- Restaurants
- Retail
Investment Property Loan
Financing to purchase income‑producing properties (often renovate‑to‑rent).
Benefits
- Same‑day pre‑approval
- Express funding – as little as 20 days
- Rates starting at 8.99%
Paperwork needed
- Signed application
- 6 months business bank statements
- Property details and address
Top industries
- Construction/Contracting
- Real Estate
Purchase Order (PO) Financing
Financing to fulfill large purchase orders when upfront cash is insufficient.
Benefits
- Improved cash flow
- No additional collateral required
- No impact on personal credit
Paperwork needed
- Copy of purchase order
- Aging A/R & A/P report
- Last 2 years of business financials (if applicable)
- 4 months business bank statements
- Signed application
Top industries
- Import/Export
- Manufacturing
- Retail
- Wholesale/Distribution
SBA Loan
Government‑backed financing for starting or expanding a business; requires ability to repay and a qualified business purpose.
Benefits
- Refinance existing business debt
- Government‑backed funds
- Approval in 24–48 hours
- Up to 25‑year terms
- Amounts up to $5,000,000
Paperwork needed
- Signed application
- SBA questionnaire
- 6 months bank statements
- 3 years personal & business tax returns
- Prior year + YTD P&L and balance sheet
Top industries
- Construction/Contracting
- Healthcare
- Hospitality
- Retail
Small Business Loan
Funding options designed for small businesses to meet diverse goals; structure varies by loan type.
Benefits
- Same‑day funding
- Up to 10‑year terms
- Amounts up to $5,000,000
- No use‑of‑funds limitations
Paperwork needed
- Signed application
- 4 months bank statements
Top industries
- Auto Repair
- Construction/Contracting
- Healthcare
- Restaurants
- Retail
Term Loan
Lump‑sum funding repaid in fixed installments; often used for equipment purchases or expansion; fixed or variable rates.
Benefits
- Traditional APR
- No prepayment penalties
- Monthly payments
- Funding in as little as 1–3 days
Paperwork needed
- Signed application
- 4 months business bank statements
Top industries
- Auto Repair
- Construction/Contracting
- Healthcare
- Restaurants
- Retail
Working Capital Loan
Short‑term financing to maintain cash flow and cover everyday operational expenses like payroll, rent, and inventory.
Benefits
- Same‑day funding
- Up to 10‑year terms
- Amounts up to $5,000,000
- No collateral required
- No use‑of‑funds limitations
Paperwork needed
- Signed application
- 4 months bank statements
Top industries
- Auto Repair
- Construction/Contracting
- Healthcare
- Restaurants
- Retail